Acorns
Acorns's home page for an app that invests small, repeating amounts.
Acorns · found 2026-10-14 · Source
DCA · S&P 500 + Bitcoin
Lost everything trading in 2020.
Now I buy BTC and the S&P 500 every week. No timing. Goal: 1 BTC, then FI.
… weekly buys since Aug 2, 2025. Every buy posted.
buy every week
Run your number
I buy $600 a week: $300 in an S&P 500 fund on Tuesdays and $300 of Bitcoin on Fridays. Change the three numbers.
Total put in
$312,000
Projected value
$445,701
520 weekly buys. An assumption, not a promise. Compounded weekly at the rate you set. This is not financial, investment, or tax advice, and it does not promise a return.
Free tools
The planner, the log, and the streak board are on the home page. No account. The directory below is the same habit, in other people's words.
The playbook
This list has 277 public tools, stories, strategies, calculators, and research notes about buying a set dollar amount of an S&P 500 fund and Bitcoin on a schedule. Scraped from the open web, including Bogleheads, Bitcoin communities, financial-independence threads, Hacker News, blogs, and the sites of auto-invest tools.
Entries checked October 2026. Summaries are RogLabs's own one-line notes, not quotes from the pages. A link is not a recommendation. Nothing here is financial, investment, or tax advice, and nothing here promises a return.
Featured listing. Open slot. A paid placement is reviewed before it runs. It is not an endorsement. Sponsor the playbook.
Browse the directory, 277 links
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Ally Invest
Ally's brokerage page for self-directed investing accounts.
Ally · found 2026-10-14 · Source
Betterment
Betterment's home page for an automated account that invests ongoing deposits.
Betterment · found 2026-10-14 · Source
Betterment recurring deposits
Betterment's note on setting a repeating deposit so contributions land without a manual transfer each time.
Betterment · found 2026-10-14 · Source
Bitcoin Well
Bitcoin Well's page for buying bitcoin straight to a wallet the customer controls.
Bitcoin Well · found 2026-10-14 · Source
bitcoin-dca
An open-source program that places scheduled Bitcoin buys on a few European exchanges and can withdraw them.
GitHub · found 2026-10-14 · Source
BND, Vanguard Total Bond Market ETF
Vanguard's profile for BND, a broad bond ETF used as the steadier sleeve of a simple mix.
Vanguard · found 2026-10-14 · Source
Bull Bitcoin
Bull Bitcoin's home page for a non-custodial exchange that buys bitcoin from a bank account and withdraws it to the customer's wallet.
Bull Bitcoin · found 2026-10-28 · Source
Buy Bitcoin on Strike
Strike's buy page, the screen where a repeating Bitcoin purchase is set up.
Strike · found 2026-10-14 · Source
Cash App Bitcoin
Cash App's page for buying and selling bitcoin inside the app.
Cash App · found 2026-10-14 · Source
Cash App vs Strike
A Bitcoin thread comparing Cash App and Strike for repeating purchases, mostly about fees and spread.
r/Bitcoin · found 2026-10-14 · Source
daily recurring bitcoin buys
A Bitcoin question about the fee and spread on a daily recurring buy across a few apps.
r/Bitcoin · found 2026-10-14 · Source
DcaPal
A free browser app that splits a scheduled deposit across a portfolio so the holdings stay near the target weights.
DcaPal · found 2026-10-14 · Source
Fidelity automatic investment plan form
Fidelity's PDF form for opening an automatic investment plan from a source account into an IRA or a non-retirement account.
Fidelity · found 2026-10-14 · Source
Fidelity Go
Fidelity's page for Fidelity Go, a managed account that invests ongoing deposits in a preset mix.
Fidelity · found 2026-10-14 · Source
Fidelity index fund ideas
Fidelity's index-fund shelf, a starting list of funds that accept ongoing contributions.
Fidelity · found 2026-10-14 · Source
Fidelity recurring investments
Fidelity's page for automatic investments into eligible mutual funds and other securities.
Fidelity · found 2026-10-14 · Source
Fidelity Total Market Index Fund research page
Fidelity's research summary for FSKAX, its total U.S. stock market index mutual fund.
Fidelity · found 2026-10-14 · Source
FNILX, Fidelity ZERO Large Cap Index Fund
Fidelity's research page for FNILX, a large-cap U.S. stock index fund with a zero expense ratio.
Fidelity · found 2026-10-21 · Source
Fold
Fold's home page for a bitcoin rewards and spending app.
Fold · found 2026-10-14 · Source
FXAIX, Fidelity 500 Index Fund
Fidelity's profile for FXAIX, an S&P 500 index mutual fund, with the fund's stated objective and fees.
Fidelity · found 2026-10-14 · Source
FXNAX, Fidelity U.S. Bond Index Fund
Fidelity's research page for FXNAX, a broad U.S. bond index fund often paired with stock index funds.
Fidelity · found 2026-10-28 · Source
FZILX, Fidelity ZERO International Index Fund
Fidelity's research page for FZILX, an international stock index fund with a zero expense ratio.
Fidelity · found 2026-10-28 · Source
FZROX, Fidelity ZERO Total Market Index Fund
Fidelity's research page for FZROX, a total U.S. stock market index fund with a zero expense ratio.
Fidelity · found 2026-10-28 · Source
How to buy Bitcoin on Gemini
Gemini's guide to buying bitcoin, including a recurring order on a daily, weekly, or monthly schedule.
Gemini · found 2026-10-21 · Source
Interactive Brokers recurring investments
Interactive Brokers' page for recurring investment instructions on the platform.
Interactive Brokers · found 2026-10-14 · Source
iShares Core S&P 500 ETF (IVV)
The iShares product page for IVV, an S&P 500 ETF.
iShares · found 2026-10-14 · Source
ITOT, iShares Core S&P Total U.S. Stock Market ETF
iShares' profile for ITOT, an ETF that tracks a broad U.S. stock market index.
iShares · found 2026-10-14 · Source
IXUS, iShares Core MSCI Total International Stock ETF
iShares' profile for IXUS, an ETF that holds stocks listed outside the United States.
iShares · found 2026-10-21 · Source
Kraken Bitcoin recurring buys
Kraken's Bitcoin-specific page for a repeating purchase instead of a one-off order.
Kraken · found 2026-10-14 · Source
Kraken recurring buys
Kraken's page for setting a repeating crypto purchase on a daily, weekly, or monthly schedule.
Kraken · found 2026-10-14 · Source
M1
M1's home page for a brokerage that invests deposits into a chosen mix of funds and stocks.
M1 · found 2026-10-14 · Source
Public.com
Public's home page for a brokerage app that can hold stocks, ETFs, and crypto.
Public · found 2026-10-14 · Source
Recurring orders on Kraken
Kraken's help article on how a verified account schedules, pauses, or retries a recurring order.
Kraken · found 2026-10-14 · Source
Relai
Relai's home page, a European savings app oriented around repeating Bitcoin purchases.
Relai · found 2026-10-14 · Source
Reliable DCA online vendors you'd recommend.
A Bitcoin question about which services still support a bank-funded recurring purchase.
r/Bitcoin · found 2026-10-14 · Source
River
River's home page for a Bitcoin account aimed at long-term holding.
River · found 2026-10-14 · Source
River recurring Bitcoin purchases
River's write-up of its repeating Bitcoin purchase feature, including the frequencies it offers and how it describes the fee.
River · found 2026-10-14 · Source
Robinhood recurring investments
Robinhood's help article on recurring investment orders, including how a schedule is edited or canceled.
Robinhood · found 2026-10-14 · Source
Schwab ETFs
Charles Schwab's overview of its ETF lineup, including funds used for scheduled buys.
Charles Schwab · found 2026-10-14 · Source
Show HN: a dapp for scheduled DAI to ETH buys
A Hacker News thread about a demo that automated a repeating crypto purchase.
Hacker News · found 2026-10-14 · Source
SoFi Invest
SoFi's brokerage page, including accounts people fund on a paycheck schedule.
SoFi · found 2026-10-14 · Source
SPDR S&P 500 ETF Trust (SPY)
State Street's product page for SPY, the original S&P 500 ETF.
State Street · found 2026-10-14 · Source
SPYM, State Street SPDR Portfolio S&P 500 ETF
State Street's profile for SPYM, an ETF that tracks the S&P 500.
State Street · found 2026-10-14 · Source
Stash
Stash's home page for an app that sets an investment mix and can keep adding to it automatically.
Stash · found 2026-10-14 · Source
Strike
Strike's home page, a Bitcoin app people use for repeating buys and transfers.
Strike · found 2026-10-14 · Source
Swan Bitcoin
Swan's home page for an account built around ongoing Bitcoin purchases.
Swan Bitcoin · found 2026-10-14 · Source
Unchained
Unchained's home page for collaborative-custody Bitcoin accounts.
Unchained · found 2026-10-14 · Source
Vanguard automatic transactions
Vanguard's page on recurring transfers and automatic mutual-fund purchases that run on a schedule.
Vanguard · found 2026-10-14 · Source
VBTLX, Vanguard Total Bond Market Index Fund
Vanguard's profile for VBTLX, the Admiral Shares mutual fund that tracks the broad U.S. bond market.
Vanguard · found 2026-10-28 · Source
VFIAX, Vanguard 500 Index Fund
Vanguard's profile for VFIAX, the Admiral share class of its S&P 500 index mutual fund.
Vanguard · found 2026-10-21 · Source
VFIFX, Vanguard Target Retirement 2050 Fund
Vanguard's profile for a 2050 target-date fund that shifts its mix on a preset glide path.
Vanguard · found 2026-10-14 · Source
VOO quote on Schwab
Charles Schwab's quote page for VOO, Vanguard's S&P 500 ETF.
Charles Schwab · found 2026-10-14 · Source
VOO, Vanguard S&P 500 ETF
Vanguard's profile for VOO, the S&P 500 ETF many scheduled purchases use.
Vanguard · found 2026-10-14 · Source
VT, Vanguard Total World Stock ETF
Vanguard's profile for VT, a single ETF that holds stocks from the United States and other countries.
Vanguard · found 2026-10-21 · Source
VTI, Vanguard Total Stock Market ETF
Vanguard's profile for VTI, the ETF share class of the total U.S. stock market.
Vanguard · found 2026-10-14 · Source
VTIAX, Vanguard Total International Stock Index Fund
Vanguard's profile for VTIAX, the Admiral Shares mutual fund that tracks total international stocks.
Vanguard · found 2026-10-28 · Source
VTSAX, Vanguard Total Stock Market Index Fund
Vanguard's profile for VTSAX, a total U.S. stock index fund often bought on a contribution schedule.
Vanguard · found 2026-10-14 · Source
VTWAX, Vanguard Total World Stock Index Fund
Vanguard's profile for VTWAX, the Admiral mutual-fund class of its total world stock index.
Vanguard · found 2026-10-21 · Source
VXUS, Vanguard Total International Stock ETF
Vanguard's profile for VXUS, an international stock ETF paired with a U.S. fund in a simple mix.
Vanguard · found 2026-10-14 · Source
We built a free, open-source Bitcoin DCA bot for Android where your API keys never leave your phone.
A Bitcoin post about an open-source Android tool for scheduled buys whose API keys stay on the phone.
r/Bitcoin · found 2026-10-14 · Source
Wealthfront automated investing
Wealthfront's investing page for an account that places deposits into a preset portfolio.
Wealthfront · found 2026-10-14 · Source
(CAN) How do I automate my investing to take advantage of dollar cost averaging, for a true "set it and forget it" investing approach (wealth simple)?
A first-person post about scheduling a payday transfer into a brokerage to buy a broad equity ETF on a repeating basis.
r/personalfinance · found 2026-10-14 · Source
[12 YEAR UPDATE] Married couple in our 40s. $200k to $1.81m NW.
A twelve-year financial-independence update from a couple who kept funding accounts through that stretch.
r/financialindependence · found 2026-10-14 · Source
[Year 1 Update and year 2 Outlook] 39M, Married, VHCOL - Immigrant Chasing the American Dream
A year-one financial-independence update from an immigrant household in a high-cost city.
r/financialindependence · found 2026-10-14 · Source
$250k - An Immigrant's Journey
An immigrant's financial-independence update on a multi-year saving and investing streak.
r/financialindependence · found 2026-10-14 · Source
1111 Days since FIRE, Retired @45
A first-person note from someone a few years past leaving a long engineering job, on how the portfolio is drawn.
r/financialindependence · found 2026-10-14 · Source
2019 - 2022 A Few Years in Review (With Graphs)
A multi-year financial-independence review of contributions, spending, and the accounts that received them.
r/financialindependence · found 2026-10-14 · Source
26M — finally stopped overthinking my investing lol, does this look solid?
A Bogleheads poster describing the point they stopped changing a portfolio in search of a hotter result.
r/Bogleheads · found 2026-10-14 · Source
32F, Laid off 2 months ago. Taking an 18-month career break and still on track to FIRE by 42
A financial-independence post about a layoff, a planned break, and contributions already in place.
r/financialindependence · found 2026-10-14 · Source
45M / 48F, ~$1.64M combined retirement accounts — limited 401k/403b options + noticeable S&P 500 / large-cap overlap. Looking for allocation feedback and tools
A Bogleheads couple describing retirement accounts built from years of contributions, with a 401(k) menu that overlaps the S&P 500.
r/Bogleheads · found 2026-10-14 · Source
48M / 44F, ~$738k, all-in on a simple two-fund portfolio — aiming to retire around 60–62. Please critique!
A Bogleheads couple's writeup of consolidating accounts into a two-fund mix they plan to keep funding.
r/Bogleheads · found 2026-10-14 · Source
A brief history of the stash
A first-person account of saving and investing from a standing start until the household could retire, over nine years.
Mr. Money Mustache · found 2026-10-28 · Source
A first bitcoin purchase spread over 12 months
A beginner's post describing a plan to spread a first bitcoin purchase of about $5,000 across 12 months.
r/Bitcoin · found 2026-10-28 · Source
Advice for restructuring Brokerage account
A young Bogleheads poster asking how to rebuild a brokerage account that was funded without a written plan.
r/Bogleheads · found 2026-10-14 · Source
Am I supposed to keep my portfolio around the same % value or DCA and let the market do its thing?
A first-person post about a monthly mix of an S&P 500 fund, a sector fund, and an international fund that has drifted from its starting weights.
r/personalfinance · found 2026-10-14 · Source
Case study: a windfall and dollar-cost averaging
A reader case study about a cash windfall and whether to spread an index-fund purchase across many months.
JL Collins · found 2026-10-21 · Source
Cleaning up/consolidating
A Bogleheads request for a plain way to consolidate taxable and tax-advantaged accounts.
r/Bogleheads · found 2026-10-14 · Source
Eleven Year Update
An eleven-year financial-independence update with the poster's own charts of contributions and allocation.
r/financialindependence · found 2026-10-14 · Source
ETFs with dollar cost averaging and Fractional purchasing work really well for Grands account and another “fishing money” account
A first-person post about small weekly purchases of fractional ETF shares in accounts the author opened for grandchildren.
r/personalfinance · found 2026-10-14 · Source
Finally broke up with my financial advisor. Seeking advice on first rebalance on Vanguard. Does my plan make sense?
A Bogleheads first post about leaving an advisor and placing an inherited brokerage account at Vanguard.
r/Bogleheads · found 2026-10-14 · Source
Finally decided to stop trading my Roth IRA
A Bogleheads poster describes dropping active trades in a Roth IRA and moving the account toward ongoing index purchases.
r/Bogleheads · found 2026-10-14 · Source
From zero to the first invested dollar
A Mr. Money Mustache post aimed at someone starting from no invested savings.
Mr. Money Mustache · found 2026-10-14 · Source
Has anyone simplified their portfolio after getting too complicated?
A Bogleheads thread about returning to a few broad funds and automatic contributions after a portfolio got crowded.
r/Bogleheads · found 2026-10-14 · Source
Homeless, and a bit on dollar-cost averaging
A first-person note on moving house-sale proceeds into a set Vanguard mix at once, instead of spreading the purchase.
JL Collins · found 2026-10-21 · Source
I was using Robinhood to daily DCA Bitcoin... yall told me to switch to Strike because Robinhood is a scam. Well here I am.
A Bitcoin poster describing a daily recurring buy that started on Robinhood and a debate about moving it to Strike.
r/Bitcoin · found 2026-10-14 · Source
I've gotten better at investing but worse at managing cash flow
A Bogleheads note from someone whose retirement contributions are on track and whose cash picture is not.
r/Bogleheads · found 2026-10-14 · Source
Is advisor worth it?
A Bogleheads poster weighing an advisor fee against running a simple mix themselves after a rollover to Vanguard.
r/Bogleheads · found 2026-10-14 · Source
Mid 50's Pre-Retirement Millionaire
A financial-independence post from a mid-career professional comparing their path with higher-income retirement stories.
r/financialindependence · found 2026-10-14 · Source
Mutual Funds in Brokerage Account - What to Do?
A financial-independence question about an inherited brokerage full of mutual funds and what to do next.
r/financialindependence · found 2026-10-14 · Source
Newbie setting up a recurring buy
A first-time buyer asking how a small daily Bitcoin purchase is set up, and why one app waives a recurring fee.
r/Bitcoin · found 2026-10-14 · Source
Portfolio reallocation
A Bogleheads poster describing a shift from single stocks into broad index funds.
r/Bogleheads · found 2026-10-14 · Source
Prepping for pre-65 years
A financial-independence snapshot of taxable and retirement balances for the years before age 65.
r/financialindependence · found 2026-10-14 · Source
RE Year 1: A ChubbyFIRE Income Tax Breakdown
A first-year retirement post focused on taxes, not on a new trading plan.
r/financialindependence · found 2026-10-14 · Source
Reached 2 bitcoin while dollar-cost averaging
A first-person note about dollar-cost averaging for roughly two and a half years and reaching 2 bitcoin earlier than the author expected.
r/Bitcoin · found 2026-10-28 · Source
Reality Check - can I potentially FIRE?
A financial-independence household laying out retirement accounts and asking whether work could stop.
r/financialindependence · found 2026-10-14 · Source
Spread across multiple accounts - need help fixing one
A Bogleheads poster trying to simplify a pile of workplace and IRA accounts accumulated across jobs.
r/Bogleheads · found 2026-10-14 · Source
Strike blog
Strike's blog index, the company's own notes on using the app.
Strike · found 2026-10-14 · Source
Ten Year Progress Reflection
A ten-year career reflection posted to financial independence, centered on steady saving rather than trades.
r/financialindependence · found 2026-10-14 · Source
The Bitcoin Retirement Plan
A personal account of buying bitcoin on a monthly schedule and tracking how the holdings change over time.
Carl Menger · found 2026-10-21 · Source
The world's worst market timer
A Wealth of Common Sense story about an investor who only bought at peaks and still stayed invested.
A Wealth of Common Sense · found 2026-10-14 · Source
Third yearly check-in: net worth from $72k to $153k
A yearly personal check-in from a married 26-year-old whose net worth rose from about $72,000 to about $153,000.
r/financialindependence · found 2026-10-28 · Source
What are your FI milestones? Let's make the boring middle less boring.
A financial-independence thread about milestones during the long middle of funding a portfolio.
r/financialindependence · found 2026-10-14 · Source
What’s your 2025-2030 Bitcoin DCA number and how did you pick it?
A Bitcoin thread asking how people picked the monthly amount on a multi-year purchase schedule.
r/Bitcoin · found 2026-10-14 · Source
Why I'm dollar-cost averaging into crypto now
A first-person post about a small repeating Bitcoin purchase and the schedule the author describes keeping.
thinhcorner.com · found 2026-10-14 · Source
Year 3 Update - 29M | NW £226k (+£69k YoY) | Total Comp £90k | Year 5 Tracking
A third yearly financial-independence update tracking savings from a salary in the UK.
r/financialindependence · found 2026-10-14 · Source
22yo in Cali. Option to have both Roth 401k and traditional 401k.
A Bogleheads thread on splitting new job contributions between a traditional 401(k) and a Roth 401(k).
r/Bogleheads · found 2026-10-14 · Source
401(k)
The Bogleheads wiki page on 401(k) plans and the fund choices inside them.
Bogleheads Wiki · found 2026-10-14 · Source
401k Setup
A Bogleheads question about the first fund mix in a new Vanguard 401(k), including a rollover.
r/Bogleheads · found 2026-10-14 · Source
A dollar-cost averaging note from Wealthfront
Wealthfront's essay on the behavioral side of buying a fixed amount on a schedule.
Wealthfront · found 2026-10-14 · Source
A viewpoint on dollar-cost averaging
A Fidelity viewpoint essay on using a fixed purchase schedule.
Fidelity · found 2026-10-14 · Source
Approximating total stock market
The Bogleheads wiki page on building a total-market exposure when a plan's fund menu is limited.
Bogleheads Wiki · found 2026-10-14 · Source
Are there any Boglehead funds out there?
A Bogleheads question about a single fund that already holds a three-fund mix, so automatic deposits have one destination.
r/Bogleheads · found 2026-10-14 · Source
Asset allocation
The Bogleheads wiki page on choosing a stock and bond split before the contributions begin.
Bogleheads Wiki · found 2026-10-14 · Source
Automated saving and investing
Fidelity's note on pairing automatic bank transfers with repeating investments, and how that schedule relates to dollar-cost averaging.
Fidelity · found 2026-10-14 · Source
Backdoor Roth
The Bogleheads wiki page on the backdoor Roth contribution path when direct Roth contributions are limited.
Bogleheads Wiki · found 2026-10-14 · Source
Bitcoin doesn't require a galaxy-brain strategy. Stop overcomplicating it.
A Bitcoin post arguing for a long holding period over intraday charts.
r/Bitcoin · found 2026-10-14 · Source
Bogleheads three-fund portfolio ETF allocation
A breakdown of one Bogleheads three-fund mix using VTI, VEU, and BND, with the weights and a backtest.
Lazy Portfolio ETF · found 2026-10-21 · Source
Bogleheads three-fund portfolio review
A 2026 walkthrough of the Bogleheads three-fund portfolio using VTI, VXUS, and BND.
Optimized Portfolio · found 2026-10-28 · Source
Bogleheads® investment philosophy
The Bogleheads wiki statement of a low-cost, diversified, buy-and-hold approach.
Bogleheads Wiki · found 2026-10-14 · Source
Coinbase crypto basics, including dollar-cost averaging
Coinbase's crypto-basics hub, which includes a short guide titled as a dollar-cost averaging explainer.
Coinbase · found 2026-10-14 · Source
Dollar Cost Averaging - Optimized Cadence
A personal-finance question about putting a yearly sum in at once or splitting it into smaller scheduled purchases.
r/personalfinance · found 2026-10-14 · Source
Dollar-cost averaging
The Bogleheads wiki page on dollar-cost averaging, including how the wiki separates it from investing each paycheck as it arrives.
Bogleheads Wiki · found 2026-10-14 · Source
Dollar-cost averaging and lump-sum investing
Fidelity's side-by-side note on a schedule versus investing cash that is already available.
Fidelity · found 2026-10-14 · Source
Dollar-cost averaging and recurring crypto buys
Gemini's cryptopedia article on dollar-cost averaging by placing a crypto purchase on a repeating schedule.
Gemini · found 2026-10-21 · Source
Dollar-cost averaging versus a lump sum
Vanguard's article on spreading a pile of cash across several buys versus investing it at once.
Vanguard · found 2026-10-14 · Source
Dollar-cost averaging versus lump sum
An Of Dollars and Data essay comparing a fixed schedule with investing available cash at once.
Of Dollars and Data · found 2026-10-14 · Source
Dollar-cost averaging versus lump sum, 2019
A Dividend Growth Investor post comparing a schedule with a single deployment of cash.
Dividend Growth Investor · found 2026-10-14 · Source
Dollar-cost averaging versus lump sum, DQYDJ
A comparison, using S&P 500 history, of investing a sum immediately and spreading that same sum across weekly purchases.
DQYDJ · found 2026-10-14 · Source
Dollar-cost averaging versus lump sum, Kitces
An essay that compares a scheduled series of buys with investing the same cash at once, treating the schedule as a way to spread short-term price swings.
Kitces · found 2026-10-14 · Source
Employer retirement plans overview
The Bogleheads wiki overview of workplace retirement plans where payroll deferrals are invested.
Bogleheads Wiki · found 2026-10-14 · Source
ETFs vs mutual funds
The Bogleheads wiki comparison of ETFs and mutual funds for ongoing contributions.
Bogleheads Wiki · found 2026-10-14 · Source
Fixed-income advice: Home Bias, Hedging Costs, and Duration
A Bogleheads thread from a European investor about the bond side of a long-term mix.
r/Bogleheads · found 2026-10-14 · Source
Getting started
The Bogleheads wiki starting page for someone setting up a long-term contribution plan.
Bogleheads Wiki · found 2026-10-14 · Source
Glide paths
The Bogleheads wiki page on how a stock and bond mix can change as a goal date gets closer.
Bogleheads Wiki · found 2026-10-14 · Source
How do you guys handle rebalancing VTI/VXUS in a taxable account without constantly checking it?
A Bogleheads thread about rebalancing a VTI and VXUS mix in a taxable account without watching it every day.
r/Bogleheads · found 2026-10-14 · Source
How much to save for retirement
Fidelity's viewpoint on choosing a savings amount, the input that a contribution schedule then invests.
Fidelity · found 2026-10-14 · Source
How to invest a lump sum
An Of Dollars and Data walkthrough of choices for cash that is already in hand.
Of Dollars and Data · found 2026-10-14 · Source
How to invest, from Vanguard
Vanguard's starting guide for putting a contribution plan into an account.
Vanguard · found 2026-10-14 · Source
How to start investing
Fidelity's beginner walkthrough of opening an account and making a first contribution.
Fidelity · found 2026-10-14 · Source
If You Can
William Bernstein's free booklet on saving a set share of pay into three broad index funds and rebalancing once a year.
Efficient Frontier · found 2026-10-21 · Source
Index fund
The Bogleheads wiki page on index funds.
Bogleheads Wiki · found 2026-10-14 · Source
Individual bonds vs a bond fund
The Bogleheads wiki comparison of holding individual bonds versus a bond fund in the steadier part of a mix.
Bogleheads Wiki · found 2026-10-14 · Source
Investment policy statement
The Bogleheads wiki page on writing down the contribution and allocation rules you intend to follow.
Bogleheads Wiki · found 2026-10-14 · Source
Is dollar-cost averaging a bad idea?
Terence Eden's blog post questioning the usual case for spreading purchases out.
Terence Eden · found 2026-10-14 · Source
Is your allocation really just 100% S&P 500 ETF?
A financial-independence thread asking whether people really hold only an S&P 500 ETF.
r/financialindependence · found 2026-10-14 · Source
Just Keep Buying
A 2017 essay by Nick Maggiulli on buying assets continually, which he connects to dollar-cost averaging.
Of Dollars and Data · found 2026-10-28 · Source
Lazy portfolios
The Bogleheads wiki list of simple fund mixes meant to be funded and left alone.
Bogleheads Wiki · found 2026-10-14 · Source
Lump-sum investing
The Bogleheads wiki page on investing a sum you already hold instead of metering it out.
Bogleheads Wiki · found 2026-10-14 · Source
Lump-sum investing
Fidelity's explainer of putting available cash to work in one purchase rather than spreading it out.
Fidelity · found 2026-10-14 · Source
Managing a windfall
The Bogleheads wiki page on a sudden sum of cash, including the choice to invest it at once or over several months.
Bogleheads Wiki · found 2026-10-14 · Source
Mega-backdoor Roth
The Bogleheads wiki page on after-tax 401(k) contributions that some plans let you convert.
Bogleheads Wiki · found 2026-10-14 · Source
NerdWallet on lazy portfolios
NerdWallet's walkthrough of simple two-fund and three-fund index mixes, including adding money on a set schedule.
NerdWallet · found 2026-10-21 · Source
Over 1 mil in a tech index fund. How to diversify?
A financial-independence question about a portfolio concentrated in one tech sector fund.
r/financialindependence · found 2026-10-14 · Source
Prioritizing investments
The Bogleheads wiki page on the usual order of workplace match, high-interest debt, and tax-advantaged accounts.
Bogleheads Wiki · found 2026-10-14 · Source
Rebalancing
The Bogleheads wiki page on putting a drifted mix back to its targets, often with new contributions.
Bogleheads Wiki · found 2026-10-14 · Source
Reinvesting dividends
Vanguard's explanation of using dividends to buy more shares of the same holding automatically.
Vanguard · found 2026-10-14 · Source
River Learn
River's public learning section on Bitcoin, including how scheduled buying is described.
River · found 2026-10-14 · Source
Roth IRA
The Bogleheads wiki page on Roth IRAs.
Bogleheads Wiki · found 2026-10-14 · Source
Save and invest, Investor.gov
The SEC's overview page on saving and then investing those savings.
Investor.gov · found 2026-10-14 · Source
Saw this supercharged recurring buy feature, is it better than a regular DCA?
A Bitcoin thread about a recurring buy that increases when the price is lower, versus a flat schedule.
r/Bitcoin · found 2026-10-14 · Source
Scheduled buys, holding, or selling some bitcoin
A question about whether a long-term bitcoin plan should use only scheduled buys, holding, or selling some after large price rises.
r/Bitcoin · found 2026-10-28 · Source
Should I keep FHDDX or switch my 401(k) to 100% FXAIX?
A Bogleheads question about leaving a target-date fund in a 401(k) or sending new contributions to an S&P 500 index fund.
r/Bogleheads · found 2026-10-14 · Source
Simplifying to a three-fund portfolio
A Bogleheads thread about collapsing several factor funds into a smaller Roth IRA mix.
r/Bogleheads · found 2026-10-14 · Source
Stocks, part VI: portfolio ideas to build and keep your wealth
A Stock Series chapter that sets out three sample portfolios built from broad stock and bond funds.
JL Collins · found 2026-10-28 · Source
Swan Bitcoin articles
Swan's public article list, including explainers around saving in Bitcoin.
Swan Bitcoin · found 2026-10-14 · Source
Target date funds
The Bogleheads wiki page on target-date funds that change their stock and bond mix as a date approaches.
Bogleheads Wiki · found 2026-10-14 · Source
Tax loss harvesting
The Bogleheads wiki page on selling a holding at a loss in a taxable account while keeping a similar market exposure.
Bogleheads Wiki · found 2026-10-14 · Source
Tax-efficient fund placement
The Bogleheads wiki page on which funds tend to sit in taxable accounts versus IRAs.
Bogleheads Wiki · found 2026-10-14 · Source
Taxable account
The Bogleheads wiki page on investing in a regular brokerage account after tax-advantaged room is used.
Bogleheads Wiki · found 2026-10-14 · Source
The 3 Ways to Squander a Bitcoin Bear Market
A Bitcoin thread about ways people abandon a buy plan in a down market, including the use of leverage.
r/Bitcoin · found 2026-10-14 · Source
The benefits and limitations of dollar-cost averaging
FINRA's note on dividing a sum into equal purchases over time, and on how that differs from investing the sum at once.
FINRA · found 2026-10-21 · Source
The lump sum versus dollar-cost averaging decision
A 2018 post that sets investing available cash at once next to spacing the same cash into the market over a year.
A Wealth of Common Sense · found 2026-10-14 · Source
The shockingly simple math behind early retirement
Mr. Money Mustache's essay on savings rate as the lever in his early-retirement writeup, not a trading system.
Mr. Money Mustache · found 2026-10-14 · Source
The Stock Series
JL Collins's stock-series index, a long public guide to buying broad stock funds and holding them.
JL Collins · found 2026-10-14 · Source
Thoughts on recurring buys that double during the dip?
A Bitcoin thread about River's option to double a recurring buy when the price has dropped.
r/Bitcoin · found 2026-10-14 · Source
Three fund portfolio for Fidelity 401k - is there a difference between VTI/VXUS/BND vs. FXAIX/FTIHX/FXNAX?
A Bogleheads question about Fidelity fund stand-ins for VTI, VXUS, and BND inside a 401(k).
r/Bogleheads · found 2026-10-14 · Source
Three-fund portfolio
The Bogleheads wiki page on a portfolio of a total U.S. stock fund, a total international fund, and a bond fund.
Bogleheads Wiki · found 2026-10-14 · Source
Three-fund portfolio on Portfolio Charts
Portfolio Charts' page for a three-fund mix of U.S. stocks, developed-market stocks, and Treasury bonds, with long-run charts.
Portfolio Charts · found 2026-10-21 · Source
Traditional IRA
The Bogleheads wiki page on traditional IRAs.
Bogleheads Wiki · found 2026-10-14 · Source
Value averaging
The Wikipedia article on value averaging, a cousin of dollar-cost averaging that changes the contribution to hit a target path.
Wikipedia · found 2026-10-14 · Source
Value averaging
The Bogleheads wiki page on value averaging, which varies the next contribution to follow a target balance.
Bogleheads Wiki · found 2026-10-14 · Source
Vanguard four fund portfolio
The Bogleheads wiki page on a four-fund Vanguard mix.
Bogleheads Wiki · found 2026-10-14 · Source
Vanguard investor education
Vanguard's library of investor education articles on funds, accounts, and contributions.
Vanguard · found 2026-10-14 · Source
What are ETFs?
Vanguard's explainer of exchange-traded funds.
Vanguard · found 2026-10-14 · Source
What are index funds?
Fidelity's primer on index funds, the usual vehicle for a hands-off stock contribution.
Fidelity · found 2026-10-14 · Source
What is an ETF?
Fidelity's primer on exchange-traded funds and how they differ from mutual funds.
Fidelity · found 2026-10-14 · Source
What is dollar-based investing?
Vanguard's note on buying by dollar amount, including fractional ETF shares, which is how a fixed contribution lands.
Vanguard · found 2026-10-14 · Source
What is dollar-cost averaging bitcoin? (River)
River's explainer of buying a fixed dollar amount of bitcoin on a schedule, including drawbacks of that habit.
River · found 2026-10-21 · Source
What is dollar-cost averaging?
Fidelity's learning-center explainer of buying a fixed dollar amount on a schedule.
Fidelity · found 2026-10-14 · Source
What is dollar-cost averaging? (Ally)
Ally's short explainer of dollar-cost averaging and how a fixed dollar amount is invested on a repeating schedule.
Ally · found 2026-10-28 · Source
What is dollar-cost averaging? (Schwab)
Charles Schwab's learning article defining a fixed-dollar purchase schedule.
Charles Schwab · found 2026-10-14 · Source
What’s the best option? VTTSX, VFIAX, FXAIX
A Bogleheads comparison of a target-date fund and two S&P 500 index funds for an IRA left on autopilot.
r/Bogleheads · found 2026-10-14 · Source
Where to invest house sale proceeds for 10 years?
A financial-independence thread about where to park house-sale proceeds for a decade away from home.
r/financialindependence · found 2026-10-14 · Source
White Coat Investor on the three-fund portfolio
White Coat Investor's explainer of a portfolio built from a few broad stock and bond index funds.
White Coat Investor · found 2026-10-21 · Source
Why I don't like dollar cost averaging
JL Collins on why he would invest a lump sum in a total-market index fund rather than spread that cash over later dates.
JL Collins · found 2026-10-21 · Source
Bitcoin dollar-cost average strategies
A chart that replays fixed-dollar Bitcoin purchases over a chosen span and places them next to dollars, gold, and stock indexes.
Look Into Bitcoin · found 2026-10-14 · Source
Bitcoin return calculator
DQYDJ's calculator for the change in a bitcoin holding between two dates, including an inflation adjustment.
DQYDJ · found 2026-10-21 · Source
Bitcoin vs stocks DCA calculator
A calculator that compares a repeating Bitcoin purchase with a repeating stock purchase over a chosen window.
Bitcoin vs Stocks · found 2026-10-14 · Source
Calculating personal returns
The Bogleheads wiki page on computing your own return when contributions arrive on many dates.
Bogleheads Wiki · found 2026-10-14 · Source
cFIREsim
A retirement calculator that runs a portfolio, including ongoing savings, through past market sequences.
cFIREsim · found 2026-10-21 · Source
Compound interest calculator
The SEC's compound-interest calculator for projecting a repeating contribution under assumptions you type in.
Investor.gov · found 2026-10-14 · Source
Compound interest calculator (Calculator.net)
Calculator.net's compound-interest calculator.
Calculator.net · found 2026-10-14 · Source
Curvo backtest for European index investors
Curvo's free backtester for portfolios built from index ETFs listed in Europe.
Curvo · found 2026-10-21 · Source
dcaBTC
A public site for looking at a historical Bitcoin purchase schedule.
dcaBTC · found 2026-10-14 · Source
FI Calc
A browser calculator that projects how long a portfolio lasts from savings, spending, and allocation inputs.
FI Calc · found 2026-10-28 · Source
Fidelity retirement score calculator
Fidelity's retirement calculator, which turns a savings rate and an account mix into a planning picture.
Fidelity · found 2026-10-14 · Source
FIRE calculator (Engaging Data)
An interactive calculator that estimates an early-retirement date from savings, spending, and an assumed return.
Engaging Data · found 2026-10-28 · Source
FIRECalc
A retirement calculator that runs a spending plan against past market histories.
FIRECalc · found 2026-10-28 · Source
Future value calculator
Calculator.net's future-value calculator for a present amount and a series of payments.
Calculator.net · found 2026-10-14 · Source
Investment calculator
Calculator.net's investment calculator for a starting amount plus a repeating contribution.
Calculator.net · found 2026-10-14 · Source
iShares investment growth calculator
iShares' calculator for an initial amount plus a monthly contribution over a chosen number of years and an assumed rate.
iShares · found 2026-10-14 · Source
NerdWallet investment calculator
NerdWallet's investment calculator for a contribution you set and a rate you assume.
NerdWallet · found 2026-10-14 · Source
Portfolio Visualizer asset class backtest
A Portfolio Visualizer tool that backtests a chosen mix of asset classes over a historical period.
Portfolio Visualizer · found 2026-10-28 · Source
Portfolio Visualizer backtest
Portfolio Visualizer's backtest tool for a fund mix and a contribution schedule you define.
Portfolio Visualizer · found 2026-10-14 · Source
Portfolio Visualizer Monte Carlo simulation
Portfolio Visualizer's tool for a range of hypothetical portfolio paths drawn from historical return inputs.
Portfolio Visualizer · found 2026-10-21 · Source
S&P 500 periodic reinvestment calculator
A calculator that replays a repeating investment in the S&P 500 and can include dividends, fees, taxes, and inflation.
DQYDJ · found 2026-10-14 · Source
S&P 500 return calculator, with dividend reinvestment
DQYDJ's calculator for how the S&P 500 changed between two dates when dividends were reinvested.
DQYDJ · found 2026-10-21 · Source
Savings goal calculator
The SEC's calculator for a savings target and the periodic amount that reaches it under your assumptions.
Investor.gov · found 2026-10-14 · Source
testfolio portfolio backtester
A browser tool for backtesting ETF mixes and other asset-allocation portfolios.
testfolio · found 2026-10-21 · Source
Vanguard retirement income calculator
Vanguard's calculator for retirement income from the savings and mix you enter.
Vanguard · found 2026-10-14 · Source
401(k)
The Wikipedia article on 401(k) plans and payroll contributions.
Wikipedia · found 2026-10-14 · Source
401(k) plans, Investor.gov
The SEC's glossary entry for workplace 401(k) plans, where payroll contributions are invested automatically.
Investor.gov · found 2026-10-14 · Source
A note on the suboptimality of dollar-cost averaging
The JSTOR record for Constantinides's 1979 journal note studying dollar-cost averaging as a policy.
Journal of Financial and Quantitative Analysis · found 2026-10-14 · Source
Asset allocation
The Wikipedia article on dividing a portfolio across asset classes.
Wikipedia · found 2026-10-14 · Source
Asset allocation, diversification, and rebalancing
The SEC's primer on spreading savings across asset types, diversifying inside them, and resetting the mix over time.
SEC · found 2026-10-14 · Source
Asset allocation, Investor.gov
The SEC's glossary entry for how a portfolio is split across asset types.
Investor.gov · found 2026-10-14 · Source
Bitcoin
The Wikipedia article on Bitcoin, the asset the recurring-buy tools in this list purchase.
Wikipedia · found 2026-10-14 · Source
Bitcoin: A Peer-to-Peer Electronic Cash System
The Satoshi Nakamoto Institute's copy of the 2008 paper that describes bitcoin as peer-to-peer electronic cash.
Satoshi Nakamoto Institute · found 2026-10-28 · Source
Compound interest
The Wikipedia article on compound interest, the arithmetic behind leaving contributions invested.
Wikipedia · found 2026-10-14 · Source
Compound interest, Investor.gov
The SEC's glossary entry for growth on previous growth.
Investor.gov · found 2026-10-14 · Source
Cost averaging: invest now or temporarily hold your cash?
A Vanguard research paper on investing available cash at once versus feeding it in over time.
Vanguard · found 2026-10-14 · Source
Cost basis
The Wikipedia article on cost basis, the record of what a scheduled buyer paid.
Wikipedia · found 2026-10-14 · Source
Debunking the myth of dollar-cost averaging
Alex Molas's essay arguing with the popular case for spreading out a sum you already have.
Alex Molas · found 2026-10-14 · Source
Diversification, Investor.gov
The SEC's glossary entry for spreading a portfolio across many holdings.
Investor.gov · found 2026-10-14 · Source
Dollar cost averaging
The Wikipedia article defining dollar-cost averaging and distinguishing it from simply investing each paycheck.
Wikipedia · found 2026-10-14 · Source
Dollar cost averaging under risk aversion
A quantitative note comparing lump-sum and scheduled buying for the S&P 500 and for bitcoin at different levels of risk aversion.
Ben Davies · found 2026-10-14 · Source
Dollar-cost averaging just means taking risk later
A copy of Vanguard's 2012 research note comparing an immediate index investment with spreading the same cash over later months.
Optimized Portfolio · found 2026-10-21 · Source
Dollar-cost averaging, Investor.gov
The SEC's investor.gov glossary entry for dollar-cost averaging.
Investor.gov · found 2026-10-14 · Source
Even a perfect timer, and a fixed schedule
An Of Dollars and Data essay that sets a hypothetical perfect market timer next to a fixed purchase schedule.
Of Dollars and Data · found 2026-10-14 · Source
Exchange-traded fund
The Wikipedia article on ETFs.
Wikipedia · found 2026-10-14 · Source
Exchange-traded fund, Investor.gov
The SEC's glossary entry for an exchange-traded fund.
Investor.gov · found 2026-10-14 · Source
Exchange-traded funds and products, FINRA
FINRA's overview of exchange-traded funds and similar products for individual investors.
FINRA · found 2026-10-28 · Source
Expense ratio
The Wikipedia article on the expense ratio, the ongoing fee taken from a fund.
Wikipedia · found 2026-10-14 · Source
Expense ratio, Investor.gov
The SEC's glossary entry for the annual fee figure on a fund.
Investor.gov · found 2026-10-14 · Source
Expense ratios
The Bogleheads wiki page on fund expense ratios and why small ongoing fees matter over decades.
Bogleheads Wiki · found 2026-10-14 · Source
Gemini Cryptopedia
Gemini's public crypto glossary, a reference shelf next to its exchange.
Gemini · found 2026-10-14 · Source
Generalized dollar-cost averaging
A short technical note that generalizes a fixed-dollar purchase rule.
Efficient Frontier · found 2026-10-14 · Source
I backtested Dynamic DCA vs Regular DCA over the last 4 years
A Bitcoin thread where the author tested a fixed purchase schedule against one that buys more after a drop.
r/Bitcoin · found 2026-10-14 · Source
Index fund
The Wikipedia article on index funds.
Wikipedia · found 2026-10-14 · Source
Index fund, Investor.gov
The SEC's glossary entry for an index fund.
Investor.gov · found 2026-10-14 · Source
Individual retirement account
The Wikipedia article on IRAs.
Wikipedia · found 2026-10-14 · Source
Individual retirement account, Investor.gov
The SEC's glossary entry for an IRA, a common account for scheduled contributions.
Investor.gov · found 2026-10-14 · Source
John C. Bogle
The Wikipedia biography of John Bogle, who popularized low-cost index funds for individual investors.
Wikipedia · found 2026-10-14 · Source
Modern portfolio theory
The Wikipedia article on modern portfolio theory, the academic frame behind simple stock-and-bond mixes.
Wikipedia · found 2026-10-14 · Source
Mutual fund
The Wikipedia article on mutual funds.
Wikipedia · found 2026-10-14 · Source
Mutual fund, Investor.gov
The SEC's glossary entry for a mutual fund.
Investor.gov · found 2026-10-14 · Source
Mutual funds and fees
The Bogleheads wiki page on the fees that sit inside mutual funds.
Bogleheads Wiki · found 2026-10-14 · Source
Mutual funds, FINRA
FINRA's investor page on how mutual funds pool money, charge ongoing expenses, and price once a day.
FINRA · found 2026-10-14 · Source
Passive management
The Wikipedia article on passive management, the approach of tracking a market instead of picking winners.
Wikipedia · found 2026-10-14 · Source
Publication 590-A, contributions to IRAs
The IRS publication covering contributions to traditional and Roth IRAs, including the yearly limits.
IRS · found 2026-10-28 · Source
Retirement topics: automatic enrollment
The IRS page on workplace plans that enroll employees and invest payroll deferrals unless they opt out.
IRS · found 2026-10-14 · Source
Roth IRA
The Wikipedia article on Roth IRAs.
Wikipedia · found 2026-10-14 · Source
Roth IRA, Investor.gov
The SEC's glossary entry for a Roth IRA.
Investor.gov · found 2026-10-14 · Source
S&P 500
The Wikipedia article on the S&P 500, the index behind VOO, SPY, IVV, and similar funds.
Wikipedia · found 2026-10-14 · Source
S&P 500 index
The Bogleheads wiki page on the S&P 500 and the funds that track it.
Bogleheads Wiki · found 2026-10-14 · Source
Safe withdrawal rates
The Bogleheads wiki page on withdrawal-rate research for a portfolio after contributions stop.
Bogleheads Wiki · found 2026-10-14 · Source
Safe withdrawal rates, part 1
The first essay in a series that measures historical withdrawal rates for portfolios of stocks and bonds.
Early Retirement Now · found 2026-10-28 · Source
The Arithmetic of Active Management
William Sharpe's 1991 paper arguing that active managers, as a group, lag the market by their costs.
William F. Sharpe · found 2026-10-28 · Source
The Vanguard Group
The Wikipedia article on Vanguard, the fund company most associated with the index-fund habit.
Wikipedia · found 2026-10-14 · Source
Traditional and Roth IRAs
The IRS page describing traditional and Roth IRAs, the two account types many contribution schedules use.
IRS · found 2026-10-14 · Source
Vanguard's principles for investing success
Vanguard's research booklet on goals, balance, cost, and discipline for a long holding period.
Vanguard · found 2026-10-14 · Source
VOO quote on Morningstar
Morningstar's quote page for VOO, Vanguard's S&P 500 ETF, with the fund's public profile.
Morningstar · found 2026-10-14 · Source
VTSAX quote on Morningstar
Morningstar's quote page for VTSAX, with the fund's public profile and category.
Morningstar · found 2026-10-14 · Source
Wash sale
The Bogleheads wiki page on the wash-sale rule that can disallow a loss when a replacement share is bought too soon.
Bogleheads Wiki · found 2026-10-14 · Source
What is a 401(k) plan?
The Consumer Financial Protection Bureau's plain-language answer on workplace 401(k) plans.
CFPB · found 2026-10-14 · Source
What to do with your next dollar
A Vanguard research note on ordering the next saved dollar across debt payoff and long-term accounts.
Vanguard · found 2026-10-14 · Source
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